POSITION OVERVIEW The SBA Loan Underwriter underwrites and processes SBA loan requests. POSITION RESPONSIBILITIES Supports credit lending decisions by analyzing SBA loan requests, underwriting, structuring, and the closing of SBA loans Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulations are to be followed Creates financial spreadsheets and analyzes, structures, and underwrites loans Develops cash flow from tax returns Originates loans from application to closing and works closely with Escrow, Title, and all parties involved Monitors and reports delinquencies Performs periodic portfolio maintenance Prepares loan compliance reports Timely collection of financial updates Conducts site visitation Manages new and existing clients Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training SKILLS / QUALIFICATIONS Working knowledge on credit analysis Ability to work on multiple loans simultaneously Working knowledge of Microsoft Office Effective written, verbal, and organizational skills and meticulous attention to detail Ability to deal effectively and tactfully with all types of customers

EDUCATION / EXPERIENCE Minimum of 2 years of experience in SBA Bachelor’s Degree from an accredited 4-year University

The salary range for this position is $55,000 - $85,000 Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience. US Metro Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.