Position Description: What we doHigh Definition Vehicle Insurance (HDVI): Technology meets Insurance. HDVI brings telematics, software and data together with commercial trucking insurance, taking transportation insurance and fleet risk management to the next level. Our platform arms fleets with an end-to-end solution that empowers them to save money, mitigate risk, and increase operational efficiencies. Our customers are small to midsize truck fleet operators who benefit from dynamic and transparent pricing automatically reducing their premiums for safer driving. Leveraging a best-in-class partner ecosystem, HDVI combines magnitude and stability with innovation to revolutionize the commercial trucking insurance space. Why work hereHDVI is building the industry defining commercial auto insurance company for the next 100 years. The $50 billion commercial auto industry hasnt seen real innovation for decades and is broken in a number of ways, creating a significant opportunity for HDVI. HDVI is co-founded by a former Esurance co-founder, and has a senior management team with experience building innovative insurance and logistics companies from zero to $1B+ enterprises, and deep expertise in trucking insurance. HDVI is well-funded by leading logistics and mobility-focused venture capital firms and strategic investors including Munich Re, Daimler Trucks and Qualcomm. The HDVI Team is values-driven, data-driven, ambitious, and collaboratively minded with a diverse background of experiences and skills in the insurance and logistics industries. We like challenges and building solutions that improve the quality of life for our customers. We offer generous benefits, including employee stock options, health, dental, vision, 401k, flexible work environment, and unlimited PTO.About the RoleFleet Underwriters at HDVI work in an exciting and collaborative environment selecting and pricing commercial trucking fleets. Our Underwriting team leverages traditional truck underwriting methods supplemented with advanced telematics data. You will have access to a market-leading insurance product that continuously incentivizes safety with a dynamic pricing structure. Youll be equipped with telematics-based fleet, driver, and vehicle statistical models. You will be underwriting competitive products on A.M. Best A- rated and admitted paper. As a core member of a growing team, your input and feedback will impact the future strategy and direction of our company. You will work closely with a select group of appointed retail agency partners that specialize in trucking. Our underwriting team is aided by our risk management group, HDVI Fleet Services, in pre-inspection and mid-term monitoring of book health. Youll be supported by our Underwriting Analysts, who assist by providing detailed analyses of driving behavior, past and forecasted losses, FMCSA and telematics data, trade routes, and more.What You'll DoDetermine individual risk acceptability based on underwriting criteria Examine risk for unique exposures within the coverages offeredAssess risk quality based on driving behavior, prior exposure and loss history, fleet operations, and moreDevelop adequate premium through objective and detailed analysesGrow a profitable book of businessMonitor the health of your portfolioMaster the coverages offered and share your expertise with agency partnersManage agency relationshipsMaintain familiarity with competitive landscape and trucking industry trendsWhat You Have3+ years of commercial auto underwriting experienceComprehensive knowledge of the coverages underwritten - Commercial Auto Liability & Physical Damage, Motor Truck Cargo, and Truckers General LiabilityComprehensive knowledge of large deductible and/or self insured retention, auto liability policies and how to profitably rate themOutstanding customer service skillsExcellent written and verbal communication skillsProficiency in Microsoft Office SuitePreferred Skills3+ years of commercial truck underwriting experienceCPCU, ARM, or equivalent designationCollege educationAdvanced Excel skillsBenefitsCompetitive salary & stock options - we want our success to be yours tooUnlimited PTO with 11 paid holidays each yearMedical, Dental, Vision, Short/Long Term Disability, Basic Life, and AD&D to support you and your well-beingFSA / HSA programs401(k) retirement plan with company match contributionInclusive Parental Leave policy that supports all parentsWednesdays are standing meeting-free, allowing you to focus on deep work without distractionsBirthday meal reimbursement, because celebrating our employees is part of our company cultureA remote-friendly environment with the opportunity to participate in periodic in-person team offsites