The Opportunity

The Mortgage Closer/Post Closer Specialist is responsible for overseeing the final stages of a mortgage loan, ensuring all documentation is accurate, compliant, and properly prepared. This role involves collaborating with title companies, internal teams, and clients to gather necessary information and ensure all loan terms are met to secure a valid lien on the property. After the loan is closed, the Post Closer Specialist reviews and finalizes the documents, ensuring accuracy, compliance with regulations, and proper submission to investors, while addressing any discrepancies or outstanding items that may arise.

What You Will Bring

Required Experience:

• At least 2.5 years as a Mortgage Loan Closer in conventional, portfolio, construction, and community seconds lending.
• Advanced critical thinking and problem-solving skills
• Advanced verbal and written communication skills
• Strong organizational, planning, and time management skills
• Ability to multitask in a fast-moving environment
• Excellent attention to detail and accuracy
• Advanced Microsoft Office skills

Preferred Experience:

• Post-closing and selling experience
• Encompass software experience

Why You'll Love One Community Bank

• People-First Culture: At OCB, relationships are at the core of everything we do. You'll work in a team oriented and collaborative environment, where colleagues are encouraged to support each other across departments. Our leadership fosters open communication and promotes a hands-on, solutions-driven approach to problem-solving.
• Career Growth & Development: With access to hands-on cross-training and direct mentorship from seasoned mortgage professionals, you'll be immersed in a supportive environment that prioritizes continuous learning and professional growth. This role offers the unique opportunity to contribute meaningfully from day one, helping to shape and strengthen key operational processes within a dynamic and expanding team, while positioning yourself for development within the organization.
• Stability & Support: OCB's reputation as a premier community bank comes from a long-standing commitment to excellence. You will be part of a well-established, successful organization with a strong mission, and our leadership ensures all employees are supported. With the bank's continued growth, opportunities for continued development and advancement offer stability in this role.
• Community Commitment: Join a bank that truly values community involvement. OCB is dedicated to giving back and being part of the communities they serve. As an employee, you'll feel proud to work for a bank that doesn't just talk about values but lives them.
• Compensation & Benefits: In addition to a competitive hourly rate, OCB offers non-monetary incentives that emphasize work-life balance and a supportive work culture. While monetary compensation is important, OCB ensures that employees have access to a fulfilling and rewarding work environment.

The Company

One Community Bank is a premier, locally owned, full-service community bank that delivers personalized banking solutions to individuals and businesses. Headquartered in Oregon, WI, OCB is known for its commitment to client service, community engagement, and team development. With a strong track record of growth and innovation, OCB provides a welcoming, team-driven culture where employees thrive.

Core Values

OCB is a modern, progressive, and forward-leaning bank, focused on serving their clients, supporting their colleagues, and investing in the communities they serve through:

• Integrity
• Community Involvement
• Continuous Improvement
• Client-first service

What the Role Entails

The following are the key performance objectives and expectations for success in this role. All candidates will be benchmarked using these standards.

Performance Objectives

Meet Service Level Turnaround Time Goals: Ensure that all assigned tasks, including creating and reviewing closing disclosures, preparing closing packages, and boarding loans into the system, are completed within established service level deadlines. This includes ensuring that the loan is sold to the investor within the required timeframes.

Ensure Timely and Accurate Completion of Closing and Post-Closing Documentation: Review and verify all closing documents to ensure compliance with federal, state, and investor regulations. Ensure that all required documents are completed accurately and submitted on time to the appropriate parties, including investors and title companies. This includes verifying lien positions and ensuring sufficient insurance coverage.

Contribute to Team Building and Effective Collaboration: Foster positive relationships with the mortgage team, including processors, loan officers, and the mortgage supervisor, by maintaining open and effective communication. Demonstrate a commitment to team success through collaboration, mentoring, and supporting the team during the transition to the new system (Encompass) and process changes.