Description

The Opportunity: The Underwriter is responsible for evaluating individual account risk in relation to coverage granted to price and set terms for accounts that will balance written premium, rate, and profitability goals. This position will support management and coworkers with projects through leadership, teamwork, training, and implementation.  In This Role You Will Execute On:  Effectively implement the underwriting standards, procedures, coverage forms and rating plans established for each HAS program Identify acceptable accounts from those submitted by HAS appointed agencies/producers utilizing the HAS Underwriting Guidelines established for each program or plan Utilize all resources available to determine the terms and premium for each account submitted, including but not limited to: account application, schedules, web-site, driver data, motor vehicle driver reports, news articles, risk management reports, MSB valuations, independent appraisals, IRMI and other resources; Determine the terms and premium for each account and release a quotation utilizing the HAS underwriting system by or prior to the agent/producer due date Place necessary reinsurance when exposures exceed program or program delegated authority / capacity Demonstrate knowledge of coverage forms specific to each assigned program Demonstrate sound underwriting decisions as demonstrated by file documentation and discussions on facts leading to the decision Maintain effective file organization Demonstrate effective planning and organization skills utilized to manage the assigned accounts, projects and performance requirements; In This Role You Will Need:  3 - 5 years of insurance underwriting experience Bachelor's degree or equivalent combination of education and experience Excellent communication skills, including listening, speaking and writing Flexibility and creativity for developing innovative and customized business solutions Exceptional relationship development and interpersonal skills Ability to balance diverse and competing workloads Ability to work well with others in solution of mutual problems; respect the opinions, abilities, and contributions of others; cooperative and open minded in working with others. Computer literacy for Word, Excel, Outlook and Internet with the ability to create and edit spreadsheets, presentations and correspondence, perform data entry and access data.